Mortgage Calculator
Estimate your monthly mortgage payment, including taxes, insurance, and HOA.
Enter your home price, down payment, loan term, and interest rate to see your estimated monthly principal and interest. Add property taxes, insurance, and HOA dues for a full PITI picture. If your down payment is under 20%, PMI is auto-applied at the typical 0.5% rate — uncheck if your loan doesn’t require it.
Down payment
Dollar and percent stay in sync as you type.
Monthly principal & interest
$2,594.39
Monthly breakdown
Loan summary
New construction buyers in the Triangle can offset these costs with a Sakan rebate — typically 1–2% of the purchase price as a closing credit.
This calculator provides an estimate based on the values you enter and standard amortization math. Your actual loan terms — interest rate, monthly payment, and total cost — depend on lender approval, your credit profile, the specific loan program, current market rates, and other factors. Property taxes and insurance vary by county and property. PMI requirements vary by loan type. Not financial advice; consult a licensed mortgage lender for actual loan options.
This tool is provided for educational purposes only and does not constitute legal, financial, tax, or investment advice. Sakan Properties does not guarantee the accuracy of these calculations for your specific situation. Consult qualified professionals (lender, attorney, CPA, financial advisor) for advice specific to your circumstances.